Teachers in Uzbekistan Eligible to Apply Online for Mortgage Subsidy
Under the refinanced mortgage program, the budget covers 25% of the down payment
After logging in on the portal or in the application, users must locate the service "Subsidy for Teachers for Housing Purchase," enter the required data, and submit the application. Applications can also be submitted at state service centers—this procedure is free of charge.
The program is based on a resolution of the Cabinet of Ministers dated February 19, 2026. Teachers under 60 years of age with at least 15 years of experience and the highest qualification category corresponding to the position of lead teacher may apply for support.
Employees of educational institutions at all levels—from schools and academic lyceums to technical schools, colleges, and universities—can participate in the program. The subsidy is intended for the purchase of an apartment on the primary market at the place of permanent residence. For residents of Tashkent, the purchase of housing in Tashkent Region is also permitted.
When reviewing applications, factors such as experience, current place of employment, qualification category, credit history, and information about the real estate owned by the teacher and their spouse are considered. No two or more residential properties may be registered in the names of the spouses. Additionally, neither spouse should have previously received a housing subsidy.
Annual funding for the program from the state budget may amount to up to 200 billion Uzbekistani soms.
